♠  Great rates on purchase financing for New Homes, Re-sales & For Sale by Owner
    *  We Compete w/ Builder Owned Mortgage Companies 
    *  Quotes To Include Title Policy Fee (we can pay)

♠  Zero points & Zero origination fee closing cost, low rate refinance programs to help lower your monthly payment, consolidate debts or pull cash out for home improvements

♠  Preferred Lender of Condo Projects & Urban Lofts
    * Low Down Payment Investment Properties
    * 1031 Exchange Expert

♠  Limited Documentation and Verification Programs
    * Ask us about an FHA Streamline Refinance

♠  95% Financing with no mortgage insurance
    * 80/15/5 Still Available 04/15/09 ($50k max 2nd lien amount)

♠  Home Equity Loans and Lines of Credit
    * Rates as lower than Prime available

♠  All Credit Types Considered
    * Options for credit score as low as 620
    * (if lower, we can coach you on what to do)

♠  Commercial:
    *  Niche & Small Balance options)    
    *  Class A Office Condo/High Rise
    *  Apartments
    *  Retail Space/Strip Centers, (franchise or mom & pop shops)
    *  Special Purpose, (Coin Op Car Wash, Storage, etc)